FINANCING YOUR WELLNESS
Financing Your Spravato & Ketamine Treatment
For individuals living with treatment-resistant depression or complex mental health needs, Spravato® (esketamine) or ketamine-based treatment may offer meaningful relief when other treatments have not.
At Compass of Hope, we understand that these advanced interventions can also carry significant out-of-pocket costs, depending on your insurance coverage.
To make access easier, Compass of Hope accepts CareCredit, a health and wellness credit card that helps clients pay for eligible treatment-related expenses over time with convenient monthly payments (subject to credit approval and available promotional terms).
WHY FINANCE?
Why Spravato & Ketamine Treatment Costs May Be High
These treatments often involve:
- A structured series of induction and maintenance sessions
- On-site monitoring with trained medical staff
- Follow-up appointments with your prescriber
- Variable insurance coverage for Spravato®, and often private-pay costs for ketamine
CareCredit can provide flexibility when these costs accumulate.
WHY SHOULD I FINANCE?
How CareCredit Can Support Your Treatment Plan
At Compass of Hope, eligible clients may use CareCredit to cover out-of-pocket costs associated with:
- Spravato® treatment sessions, including monitoring fees
- Ketamine-based treatments that are private pay
- Associated follow-up visits (where permitted within CareCredit rules)
CareCredit may offer both short-term promotional options (e.g., no interest if paid in full within a promotional window) and longer-term financing with fixed monthly payments.
how does it work?
How to Use CareCredit for Spravato & Ketamine at Compass of Hope
- Complete your clinical evaluation.
- Your prescriber will determine whether Spravato® or ketamine treatment is clinically appropriate.
- Apply or confirm your CareCredit account.
- You can check if you prequalify online, without affecting your credit score, before submitting a full application.
- Discuss estimated treatment costs.
- Our care team will provide a transparent estimate so you can decide how much—if any—you’d like to finance.
GETTING STARTED
FAQ
Can I finance an entire treatment series?
Often yes, depending on your approval amount and the structure of your treatment plan.
Does financing affect my insurance coverage?
No. Insurance billing and financing are separate. CareCredit is used for your portion of costs.
Is CareCredit required?
No—CareCredit is entirely optional.
