FINANCING YOUR WELLNESS
Financing Your Mental Health
At Compass of Hope, we never want finances to be the reason you delay treatment. Whether you’re seeking therapy, neuropsychological testing, Spravato®/ketamine treatment, or GLP-1 medication support, the cost of care can feel overwhelming—especially with high deductibles, limited coverage, or out-of-pocket services.
That is why Compass of Hope proudly accepts CareCredit, a health and wellness credit card designed specifically to help individuals pay for medical, mental health, and weight-management expenses at participating providers. CareCredit allows you to receive the care you need now and pay over time with simple monthly payments (subject to credit approval and available promotional terms).
WHY FINANCE?
Why Financing Your Mental Health May Help
Many clients come to Compass of Hope needing flexibility due to:
- High up-front deductibles
- Limited or no insurance coverage for advanced treatments
- Multiple services occurring at once (testing + therapy + medication mgmt.)
- Wanting to begin treatment immediately instead of delaying for financial reasons
CareCredit financing allows you to move forward with care while spreading out costs.
what can i finance?
What You Can Finance at Compass of Hope
You may be able to use CareCredit for eligible out-of-pocket costs, including:
- Therapy & psychiatry sessions (co-pays, deductibles, private-pay fees)
- Neuropsychological evaluations
- Spravato® (esketamine) treatment & ketamine-based care
- GLP-1 weight-management treatment
- Additional approved Compass of Hope mental health care services
CareCredit can often be used for co-pays, deductibles, and non-covered services at participating providers. Exact eligibility depends on your CareCredit account, available credit, and purchase amount.
how does it work?
How CareCredit Works
CareCredit is a health and wellness credit card accepted by over 270,000 providers nationwide. It is designed specifically for healthcare-related services and may offer:
- Promotional financing options on qualifying purchases
- Short-term plans such as no interest if paid in full within a set period
- Longer-term plans with fixed monthly payments
- No annual fee (per CareCredit program details)
- Actual financing terms depend on credit approval and CareCredit’s current offerings. Promotional periods and APR vary.
GETTING STARTED
How to Get Started
- Check your CareCredit eligibility.
- Visit the CareCredit website to learn about financing options, see if you prequalify (soft credit check), or submit a full application.
- Apply online.
- Most applicants receive a decision in minutes. Once approved, you can use your CareCredit card immediately for eligible expenses.
- Contact Compass of Hope.
- Once you have your CareCredit card, our administrative team will help you apply it to eligible therapy, testing, Spravato/ketamine, or GLP-1 services at our Concord, Hooksett, or Hampton locations.
NEED MORE INFO?
FAQ
Does CareCredit replace my insurance?
No. CareCredit is used for your share of costs—deductibles, co-pays, or services insurance does not cover.
Can Compass of Hope change my financing terms?
No. CareCredit terms (APR, promotional offers, approval decisions) are determined solely by CareCredit’s financial institution—Compass of Hope cannot alter them.
Is CareCredit required to receive services?
Not at all. Financing is optional—you can use insurance, pay out of pocket, or use CareCredit if you prefer payment flexibility.
need assistance?
Need Help?
Our team is happy to walk you through how financing works and help you determine whether CareCredit may be a good fit for your situation.
